[Radam3]

Well, I switched today. Ended up at Auto Owners, with much better coverage, and saving about 50 bucks a month on my car alone!

With moving everything (home, life, auto, and snowmobile) to there from state Farm, I'm saving almost 800 bucks a year!

I guess it really does pay to shop around...

Sent from my S5 using DodgeDart

 

[Alec123]

Is anyone else getting raped on insurance? I'm almost 35, have no points, no nothing on my record, and have good credit (not sure why that matters, but I've heard it's a factor in rates.) Yet my insurance continues to go UP all the time?!

Since I bought my car brand new three years ago, my insurance has done nothing but increase!! I wanna say I was paying around 120ish a month total (full coverage for my car and life insurance) when I first bought it, and now with the letter I got in the mail today, it's just over 150 for just my car!!

I will be calling them tomorrow (not the first time I've called and bitched about it going up) and will probably be finding a new insurance company too!

Kind of a shame since I've been with State Farm since the very first car I bought on my own when I was 18. Apparently customer loyalty don't mean shit anymore!

Anyone got GOOD full coverage rates in Michigan?

Sent from my S5 using DodgeDart

I live in New York. I'm 20with no points or anything. I pay 230 a month...

 

[VaderGT]

133/mo total for Max coverage for my Dart and plpd on my charger. 27 years old, Alberta Canada, no infractions.

 

[dizzyd]

Here in commiefornia, the rates are not as bad as I'm seeing here. must be the no fault stuff. My rates are based off the purchase value and have SLOWLY been decreasing as long as no claims are made. Which happened 1 year and went up 100, then the next year leveled out and has been going back down again for the past 4 years. The 2012 challenger I bought new, cost me 1100 a year for comp & collision and uninsured driver policy, thru AAA, My other 3 cars cost me 1150 for a year for basic comprehensive only

 

[jsblanch]

People are under the misconception that the value of the vehicle has a significant impact on the cost of insurance. It is, in fact, liability that is the big cost for insurers when it comes to vehicle insurance. The cost of the vehicle in a crash is measured in tens of thousands of dollars, typically. The cost of liability is measured in millions, potentially. One of my coworkers was sued for $10 million in damages a couple of years ago after a crash she was involved in. The insurance company took care of it, and I believe the suit was eventually dismissed or withdrawn (since the person filing the suit had been held primarily responsible for the 6-vehicle crash in the first place, and also she was almost certainly faking her injuries), but still, you can see where the real money is.

 

[lordyramone]

This is one thing I like about moving to Alberta haha

I'm from Edmonton. How much are you paying for insurance?

 

[marsplex]

Wow some of you dudes get cheap insurance rates, im 41 have not had a ticket or accident in 20 years and Here on Long Island (metro NYC) i pay $185 a month for my new Dart liability/collision/comprehensive and comprehensive/liability on my 2012 Jetta

 

[Alec123]

I live in New York. I'm 20with no points or anything. I pay 230 a month...

Oh I forgot to mention. I have a $2000 deductible.....

 

[ReptarOnIce]

I just added the Dart to my insurance a few days ago. I'll be paying somewhere between $180-$205 a month.

I have full coverage, use Allstate, I'm 27 and have several speeding violations.

 

[Sales@Tork2]

I totally know where you are coming from, i pay 350 a month for insurance on my daily (acura rsx type s) and 120 a month on my drift car (240). My insurance goes up and down all the time and its really irritating !

Gina

 

[Kaosminett]

I'm from Edmonton. How much are you paying for insurance?

about 100/month
2 mill liability
500 deductible

for my house and 2 vehicles i pay 360/month

 

[applianceman]

I went thru this crap with Pemco, they suck you in and then start jacking your rates. When I confronted them about it they said basically tough, that's the way it is. So I shopped around and found that Safeco has special rates for locals in the northwest... I have 4 cars, a boat and house with 250000/500000/250000 al for 220 a month which is a great deal. and they reward you by lowering your rates every year. Even when the house price goes up.

 

[Russ2123]

I'm 37 and my insurance is 125 a month and that is with two discounts.

 

[vipertv]

32 year old from South Mississippi, 2016 Dart GT, full coverage, uninsured, roadside, etc. $500 deductible, 6 month premium with State Farm is $601.19 which equals to $100.20/month. (multi-car discount, vehicle safety discount and safe driving record [no ticket since 2011] discount)